Scotia DBG Caribbean Income Fund (CIF)

The Scotia DBG Caribbean Income Fund is a USD denominated bond fund that invests in debt instruments issued by countries and corporations that are members of the CARICOM economy. The objective of this Fund is to earn and distribute quarterly tax advantaged income and provide some potential for capital gains.

The NAV as of Mar 10, 2010 as follows:

Mutual Fund	NAV
Scotia DBG Caribbean Income Fund	US $3.3871

Why invest in the Scotia DBG Caribbean Income Fund?

• The fund hedges against inflation and currency devaluation as it is invested in USD debt instruments;
• Quarterly distributions that offer substantial tax savings versus other investments (i.e. REPO's)
• A well diversified fixed income portfolio that helps manage overall volatility
• Professional management who are experts on the Caribbean fixed income market
  

How much money do I need to begin investing?

The minimum initial investment in Scotia DBG Caribbean Income Fund is US$5,000 with a minimum subsequent investment amount of US1,000. For Investors who establish a Pre-Authorized Contribution (PAC) Plan the minimum monthly payments is US$100 after the minimum initial investment has been satisfied.

Does the fund pay dividends?

Yes, the fund does pay a quarterly dividend that does not have withholding tax as the unique feature of this fund is its ability to leverage the benefits of the Caricom Tax Treaty resulting in a greater after tax return for investors.

How do I calculate the return on my investment?

SDBG’s Investment Advisors are equipped to provide you with your personal rate of return at anytime.

How do I get started?

Our branches are centrally located island wide and we are ready to help you meet your strategic financial goals. Call, or come in and speak with one of our Investment Advisors and see for yourself how we earn the reputation to be your most trusted financial advisor.

Links

Prospectus (PDF 1,112 KB)

Investments in Scotia DBG Caribbean Income Fund are not insured by Jamaica Deposit Insurance Corporation (JDIC) and are not guaranteed by The Bank of Nova Scotia or its affiliates.