Rates - Government Securities Funds

Special Conditions

1. Call funds can only be accepted by the Treasury unit.
2. The Rate sheet indicates rates and tenures for rolled funds and new investments
3. Rates represent the maximum available and can only be exceeded with the approval of Branch Managers, or Treasury as last resort.
4. For J$ GSF instruments ONLY, new funds may be accepted at a maximum of 0.20% above rates outlined.

FEATURES	TERMS AND CONDITIONS
JA$60,000 or US$1000 minimum investment.	0.125% (+GCT) Earnings encashment charge.
Variable investment yield.	0.75% (+GCT) Early (additional) encashment charge.
80% GoJ guaranteed.	25% Withholding Tax deducted from interest income.
Risk free returns.	Sums invested are pooled with other investor amounts.
Quarterly Performance Statements.
30 days minimum term.
No charge to increase existing deposits.

JA$ INSTRUMENT RATES
Range	GSF
0 - 59,999.99	0.10%
60,000 - 349,999	2.80%
350,000 - 749,999	5.90%
750,000 - 999,999	6.35%
1,000,000 - 1,499,999	6.50%
1,500,000 - 1,999,999	6.65%
2,000,000 - 2,499,999	6.70%
2,500,000 - 4,999,999	6.95%
5,000,000 - 9,999,999	7.05%
10,000,000 and over	7.725%
Last Rate Change: 21-Jun-2010

US$ INSTRUMENT RATES
Range	GSF
0 - 999	0.15%
1,000 - 4,999	0.25%
5,000 - 9,999	1.10%
10,000-19,999	1.30%
20,000 - 29,999	1.50%
30,000 - 39,999	1.70%
40,000 - 49,999	1.80%
50,000 - 99,999	2.10%
100,000 and over	2.50%
Last Rate Change: 21-Jun-2010

* Rates are subject to change without notice.